Lending

Lending Programs

Professionals at Kentucky Highlands Investment Corporation are experienced with helping businesses and entrepreneurs meet the challenges of starting and operating their businesses.

Micro Enterprise Loans

The Micro Enterprise Loan Fund is created at Kentucky Highlands Investment Corporation to address the needs of small business start-ups and expansion projects. 

Loans: $500 up to $50,000

Small Business Loans

Kentucky Highlands Investment Corporation is here to finance the growth and development of your small business.

Loans: Lesser of 75% of project cost or $250,000. 

Advanced Business Solutions Loans

We understand that as your business operations grow, your financial needs will follow suit. We offer the USDA B&I Loan Guaranty Program to help you meet your company’s needs. 

Loans: Up to $10 Million

Current Asset Leverage Financing

Set up as working capital lines of credit, this lending solution is offered for the sole purpose of optimizing the cash flow performance of your business. This allows your business to navigate its cash flow cycle.

Loans: Up to $10 Million

SOAR Farm Loans

SOAR Farm Loans are specialized loans designed for agriculture and farming projects. The goal of the loan is to finance, support, and educate growers as they develop a strong local food system in Southeastern Kentucky.

Loans: Up to $7,500

Freight Enhancement Loans

The Kentucky Highlands Freight Enhancement Revolving Loan Fund is established to enhance the competitiveness and efficiency of the transportation industry in Southeastern Kentucky. 

Loans: Up to $250,000